ZIP
61354
IL · County 17099 · pop 10,366 (population)
33.8
Opportunity Index
WATCHLISTNational rank #12512
Why This ZIP
ZIP 61354 ranks #12512 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 61354 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17099 — ZIP 61354 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17099 — ZIP 61354 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17099 — ZIP 61354 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 45.9 |
| Property Stress | 12.0 |
| Foreclosure / Delinquency | 12.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 58.2 |
| Construction Pressure | 36.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12512
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp39.1
Pulse score30.2
Signal Breakdown — 10 Categories
Vacancy
10.4
Auction / REO
—
Construction Pressure
36.1
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
45.9
Bank Institutional
58.2
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
168.3
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
10.4%
Bank Score
58.2
Insurance Score
0.0
Listings Discount
45.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61354 | 30.2 | 10.2 | 0.0 | 45.9 |
| County 17099 | 30.3 | 10.0 | 0.0 | 34.8 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61341 | 35.7 | WATCHLIST | VACANCY | 47 | 12 |
| 61350 | 35.6 | WATCHLIST | BANK_INSTITUTIONAL | 53 | 12 |
| 61364 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 12 |
| 61377 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 13 |
| 60552 | 34.4 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 9 |
| 61301 | 33.9 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 12 |
| 60537 | 32.9 | EARLY_SIGNAL | VACANCY | 48 | 10 |
| 60541 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 49 | 5 |
| 60548 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 9 |
| 61373 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/61354
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.