ZIP
61401
IL · County 17095 · pop 30,684 (population)
37.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #4396
Why This ZIP
ZIP 61401 ranks #4396 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 61401 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17095 — ZIP 61401 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17095 — ZIP 61401 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17095 — ZIP 61401 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.4 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 61.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4396
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.9
Pulse score37.3
Signal Breakdown — 10 Categories
Vacancy
12.5
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
46.4
Bank Institutional
61.0
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
109.6
Price Cut %
3.2%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
12.5%
Bank Score
61.0
Insurance Score
0.0
Listings Discount
46.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61401 | 37.3 | 12.2 | 0.0 | 46.4 |
| County 17095 | 34.9 | 12.2 | 0.0 | 27.3 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61485 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 57 | 13 |
| 61434 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 57 | 14 |
| 61489 | 34.7 | EARLY_SIGNAL | VACANCY | — | 13 |
| 61572 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 61490 | 33.3 | EARLY_SIGNAL | VACANCY | — | 14 |
| 61410 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 61448 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 61428 | 32.9 | EARLY_SIGNAL | VACANCY | — | 13 |
| 61472 | 32.3 | EARLY_SIGNAL | VACANCY | — | 13 |
| 61467 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/61401
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.