ZIP
61491
IL · County 17175 · pop 2,170 (population)
32.4
Opportunity Index
EARLY_SIGNALNational rank #16094
Why This ZIP
ZIP 61491 ranks #16094 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 61491 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17175 — ZIP 61491 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17175 — ZIP 61491 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17175 — ZIP 61491 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 15.0 |
| Vacancy | 7.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.5 |
| Construction Pressure | 70.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#16094
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp28.3
Pulse score35.1
Signal Breakdown — 10 Categories
Vacancy
7.3
Auction / REO
—
Construction Pressure
70.4
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
73.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
7.3%
Bank Score
73.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61491 | 35.1 | 12.1 | 0.0 | — |
| County 17175 | 34.0 | 12.1 | 0.0 | 8.1 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61434 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 57 | 14 |
| 61443 | 37.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 14 |
| 61559 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 58 | 14 |
| 61479 | 36.3 | EARLY_SIGNAL | VACANCY | — | 15 |
| 61345 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 61483 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 61421 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 61449 | 30.7 | WEAK | VACANCY | — | 14 |
| 61426 | 26.0 | WEAK | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/61491
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.