ZIP
61542
IL · County 17057 · pop 3,306 (population)
31.4
Opportunity Index
EARLY_SIGNALNational rank #18851
Why This ZIP
ZIP 61542 ranks #18851 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 61542 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17057 — ZIP 61542 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17057 — ZIP 61542 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17057 — ZIP 61542 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 35.6 |
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.4 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#18851
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.8
Pulse score28.5
Signal Breakdown — 10 Categories
Vacancy
10.4
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
35.6
Bank Institutional
59.4
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
10.4%
Bank Score
59.4
Insurance Score
0.0
Listings Discount
35.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61542 | 28.5 | 16.4 | 0.0 | 35.6 |
| County 17057 | 31.0 | 15.9 | 0.0 | 33.8 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61520 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 59 | 17 |
| 61563 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 63 | 17 |
| 61477 | 36.2 | WATCHLIST | VACANCY | 61 | 17 |
| 61415 | 34.9 | EARLY_SIGNAL | VACANCY | — | 16 |
| 62644 | 32.5 | EARLY_SIGNAL | VACANCY | — | 14 |
| 61569 | 31.7 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 49 | 13 |
| 61501 | 31.4 | EARLY_SIGNAL | VACANCY | — | 17 |
| 61441 | 31.2 | EARLY_SIGNAL | VACANCY | — | 17 |
| 61531 | 31.0 | EARLY_SIGNAL | VACANCY | — | 16 |
| 61533 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/61542
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.