ZIP
61545
IL · County 17203 · pop 814 (population)
25.5
Opportunity Index
WEAKNational rank #31217
Why This ZIP
ZIP 61545 ranks #31217 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 61545 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17203 — ZIP 61545 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17203 — ZIP 61545 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17203 — ZIP 61545 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 8.0 |
| Foreclosure / Delinquency | 5.0 |
| Vacancy | 3.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.7 |
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#31217
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp35.5
Pulse score18.8
Signal Breakdown — 10 Categories
Vacancy
3.5
Auction / REO
—
Construction Pressure
70.7
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
5.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
3.5%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61545 | 18.8 | 4.0 | 0.0 | — |
| County 17203 | 29.6 | 4.7 | 0.0 | 38.1 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61738 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 8 |
| 61760 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 9 |
| 61548 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 57 | 8 |
| 61530 | 34.7 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 8 |
| 61748 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 61744 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 61516 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 8 |
| 61570 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 61725 | 29.4 | WEAK | BANK_INSTITUTIONAL | — | 7 |
| 61611 | 29.3 | WEAK | BANK_INSTITUTIONAL | 30 | 11 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/61545
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.