ZIP
61764
IL · County 17105 · pop 13,718 (population)
32.7
Opportunity Index
EARLY_SIGNALNational rank #15260
Why This ZIP
ZIP 61764 ranks #15260 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 61764 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17105 — ZIP 61764 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17105 — ZIP 61764 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17105 — ZIP 61764 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 50.0 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.2 |
| Construction Pressure | 9.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15260
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp39.8
Pulse score27.9
Signal Breakdown — 10 Categories
Vacancy
8.3
Auction / REO
—
Construction Pressure
9.5
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
50.0
Bank Institutional
61.2
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
112.6
Price Cut %
4.5%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
8.3%
Bank Score
61.2
Insurance Score
0.0
Listings Discount
50.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61764 | 27.9 | 8.3 | 0.0 | 50.0 |
| County 17105 | 27.2 | 8.2 | 0.0 | 23.9 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61364 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 12 |
| 60959 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 54 | 7 |
| 61726 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 61744 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 61731 | 29.6 | WEAK | VACANCY | — | 8 |
| 61740 | 29.2 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 60920 | 28.7 | WEAK | VACANCY | — | 10 |
| 60921 | 28.3 | WEAK | VACANCY | — | 10 |
| 60952 | 28.3 | WEAK | VACANCY | — | 7 |
| 61743 | 28.0 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/61764
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.