ZIP
61876
IL · County 17183 · pop 823 (population)
32.8
Opportunity Index
EARLY_SIGNALNational rank #15003
Why This ZIP
ZIP 61876 ranks #15003 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 26.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 61876 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17183 — ZIP 61876 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17183 — ZIP 61876 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17183 — ZIP 61876 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 17.0 |
| Property Stress | 14.0 |
| Vacancy | 7.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 81.8 |
| Construction Pressure | 67.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15003
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp26.4
Pulse score37.1
Signal Breakdown — 10 Categories
Vacancy
7.6
Auction / REO
—
Construction Pressure
67.6
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
81.8
Insurance Distress
0.0
Foreclosure / Delinquency
17.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
7.6%
Bank Score
81.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 61876 | 37.1 | 12.7 | 0.0 | — |
| County 17183 | 34.9 | 13.7 | 0.0 | 42.5 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 61846 | 39.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 15 |
| 61832 | 38.6 | PEAK_OPPORTUNITY | VACANCY | 52 | 15 |
| 61811 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 60 | 15 |
| 61883 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 15 |
| 61858 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 15 |
| 60942 | 38.1 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 57 | 14 |
| 61810 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 56 | 14 |
| 61834 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 15 |
| 61849 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 55 | 15 |
| 60960 | 35.3 | WATCHLIST | VACANCY | 58 | 13 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/61876
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.