ZIP
62086
IL · County 17005 · pop 1,399 (population)
34.2
Opportunity Index
WATCHLISTNational rank #11518
Why This ZIP
ZIP 62086 ranks #11518 nationally with phase WATCHLIST. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 47.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 62086 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17005 — ZIP 62086 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17005 — ZIP 62086 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17005 — ZIP 62086 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.9 |
| Foreclosure / Delinquency | 17.0 |
| Property Stress | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 32.8 |
| Bank Institutional | 32.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11518
PhaseWATCHLIST
Primary driverLISTINGS_DISCOUNT
Capital opp47.9
Pulse score25.1
Signal Breakdown — 10 Categories
Vacancy
8.8
Auction / REO
—
Construction Pressure
32.8
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
54.9
Bank Institutional
32.5
Insurance Distress
0.0
Foreclosure / Delinquency
17.0
Top-Line Metrics
Avg DOM (days)
75.8
Price Cut %
33.4%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.8%
Bank Score
32.5
Insurance Score
0.0
Listings Discount
54.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62086 | 25.1 | 11.4 | 0.0 | 54.9 |
| County 17005 | 27.5 | 11.9 | 0.0 | 30.6 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62262 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 57 | 12 |
| 62017 | 36.3 | WATCHLIST | VACANCY | 57 | 10 |
| 62275 | 32.6 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 51 | 12 |
| 62253 | 30.0 | WEAK | VACANCY | — | 12 |
| 62273 | 29.8 | WEAK | VACANCY | — | 12 |
| 62246 | 29.6 | WEAK | BANK_INSTITUTIONAL | 27 | 12 |
| 62284 | 26.5 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 62019 | 26.5 | WEAK | VACANCY | — | 11 |
| 62249 | 26.4 | WEAK | BANK_INSTITUTIONAL | 27 | 11 |
| 62077 | 26.2 | WEAK | VACANCY | — | 11 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/62086
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.