ZIP
62265
IL · County 17027 · pop 4,396 (population)
30.8
Opportunity Index
WEAKNational rank #20484
Why This ZIP
ZIP 62265 ranks #20484 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 62265 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17027 — ZIP 62265 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17027 — ZIP 62265 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17027 — ZIP 62265 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 13.0 |
| Property Stress | 12.0 |
| Vacancy | 5.6 |
▼ Top 3 Risk Signals
| Construction Pressure | 73.3 |
| Bank Institutional | 65.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#20484
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp29.4
Pulse score31.7
Signal Breakdown — 10 Categories
Vacancy
5.6
Auction / REO
—
Construction Pressure
73.3
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
65.2
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
5.6%
Bank Score
65.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62265 | 31.7 | 11.2 | 0.0 | — |
| County 17027 | 32.4 | 10.5 | 0.0 | 23.0 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62231 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 57 | 11 |
| 62801 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 52 | 13 |
| 62293 | 37.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 14 |
| 62882 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 62275 | 32.6 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 51 | 12 |
| 62875 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 62250 | 30.8 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 62219 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 62266 | 30.1 | WEAK | VACANCY | — | 11 |
| 62253 | 30.0 | WEAK | VACANCY | — | 12 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/62265
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.