ZIP
62278
IL · County 17133 · pop 6,425 (population)
28.6
Opportunity Index
WEAKNational rank #25869
Why This ZIP
ZIP 62278 ranks #25869 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 62278 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17133 — ZIP 62278 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17133 — ZIP 62278 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17133 — ZIP 62278 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 11.0 |
| Foreclosure / Delinquency | 11.0 |
| Vacancy | 6.2 |
▼ Top 3 Risk Signals
| Bank Institutional | 67.2 |
| Construction Pressure | 38.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#25869
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp28.8
Pulse score28.4
Signal Breakdown — 10 Categories
Vacancy
6.2
Auction / REO
—
Construction Pressure
38.7
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
67.2
Insurance Distress
0.0
Foreclosure / Delinquency
11.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.2%
Bank Score
67.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62278 | 28.4 | 8.9 | 0.0 | — |
| County 17133 | 30.4 | 7.7 | 0.0 | 38.7 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62264 | 40.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 19 |
| 62236 | 34.6 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 10 |
| 62298 | 34.0 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 9 |
| 62277 | 31.4 | EARLY_SIGNAL | VACANCY | — | 11 |
| 62295 | 28.6 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 62256 | 27.8 | WEAK | VACANCY | — | 8 |
| 62244 | 25.4 | WEAK | VACANCY | — | 8 |
| 62248 | 25.4 | WEAK | VACANCY | — | 8 |
| 62279 | 22.7 | WEAK | BANK_INSTITUTIONAL | — | 5 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/62278
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.