ZIP
62285
IL · County 17163 · pop 4,187 (population)
40.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #2218
Why This ZIP
ZIP 62285 ranks #2218 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 44.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 62285 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17163 — ZIP 62285 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17163 — ZIP 62285 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17163 — ZIP 62285 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 56.5 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 80.4 |
| Bank Institutional | 61.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2218
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp44.2
Pulse score37.2
Signal Breakdown — 10 Categories
Vacancy
2.2
Auction / REO
—
Construction Pressure
80.4
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
56.5
Bank Institutional
61.9
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
99.0
Price Cut %
2.9%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
2.2%
Bank Score
61.9
Insurance Score
0.0
Listings Discount
56.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62285 | 37.2 | 19.0 | 0.0 | 56.5 |
| County 17163 | 37.2 | 18.4 | 0.0 | 46.8 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62203 | 44.1 | STRONG_BUY | VACANCY | 59 | 20 |
| 62206 | 44.1 | STRONG_BUY | VACANCY | 60 | 20 |
| 62257 | 43.5 | STRONG_BUY | VACANCY | 58 | 18 |
| 62204 | 42.7 | STRONG_BUY | VACANCY | 62 | 20 |
| 62232 | 42.5 | STRONG_BUY | BANK_INSTITUTIONAL | 60 | 20 |
| 62059 | 42.4 | STRONG_BUY | VACANCY | 61 | 20 |
| 62208 | 41.7 | STRONG_BUY | LISTINGS_DISCOUNT | 58 | 20 |
| 62239 | 41.2 | STRONG_BUY | BANK_INSTITUTIONAL | 58 | 20 |
| 62223 | 41.2 | STRONG_BUY | BANK_INSTITUTIONAL | 55 | 20 |
| 62205 | 40.8 | STRONG_BUY | VACANCY | 54 | 20 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/62285
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.