ZIP
62439
IL · County 17101 · pop 7,097 (population)
37.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #5106
Why This ZIP
ZIP 62439 ranks #5106 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 43.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 62439 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17101 — ZIP 62439 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17101 — ZIP 62439 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17101 — ZIP 62439 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 53.8 |
| Foreclosure / Delinquency | 18.0 |
| Vacancy | 16.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 53.2 |
| Construction Pressure | 45.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5106
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp43.5
Pulse score33.4
Signal Breakdown — 10 Categories
Vacancy
16.9
Auction / REO
—
Construction Pressure
45.5
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
53.8
Bank Institutional
53.2
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
177.0
Price Cut %
18.8%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
16.9%
Bank Score
53.2
Insurance Score
0.0
Listings Discount
53.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62439 | 33.4 | 12.4 | 0.0 | 53.8 |
| County 17101 | 32.2 | 12.4 | 0.0 | 34.9 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62417 | 36.2 | WATCHLIST | LISTINGS_DISCOUNT | 54 | 13 |
| 62460 | 31.7 | EARLY_SIGNAL | VACANCY | — | 13 |
| 62466 | 31.0 | EARLY_SIGNAL | VACANCY | — | 13 |
| 62476 | 30.2 | WEAK | VACANCY | — | 13 |
| 62427 | 27.9 | WEAK | VACANCY | — | 13 |
| 62421 | 27.0 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/62439
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.