ZIP
62638
IL · County 17137 · pop 1,326 (population)
29.3
Opportunity Index
WEAKNational rank #24201
Why This ZIP
ZIP 62638 ranks #24201 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 28.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 62638 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17137 — ZIP 62638 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17137 — ZIP 62638 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17137 — ZIP 62638 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Vacancy | 15.1 |
| Property Stress | 13.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 70.6 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#24201
PhaseWEAK
Primary driverVACANCY
Capital opp28.5
Pulse score29.9
Signal Breakdown — 10 Categories
Vacancy
15.1
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
70.6
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
15.1%
Bank Score
70.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62638 | 29.9 | 12.3 | 0.0 | — |
| County 17137 | 25.7 | 12.3 | 0.0 | 23.5 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62612 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 59 | 14 |
| 62667 | 34.6 | EARLY_SIGNAL | VACANCY | — | 16 |
| 62082 | 32.0 | EARLY_SIGNAL | VACANCY | — | 18 |
| 62692 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 62670 | 30.1 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 62665 | 29.3 | WEAK | VACANCY | — | 13 |
| 62621 | 29.2 | WEAK | VACANCY | — | 13 |
| 62650 | 28.7 | WEAK | VACANCY | 30 | 13 |
| 62611 | 27.5 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 62694 | 27.5 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/62638
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.