ZIP
62849
IL · County 17121 · pop 1,904 (population)
40.7
Opportunity Index
STRONG_BUYNational rank #1661
Why This ZIP
ZIP 62849 ranks #1661 nationally with phase STRONG_BUY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 62849 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17121 — ZIP 62849 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17121 — ZIP 62849 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17121 — ZIP 62849 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 60.4 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 81.5 |
| Construction Pressure | 63.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1661
PhaseSTRONG_BUY
Primary driverBANK_INSTITUTIONAL
Capital opp40.9
Pulse score40.5
Signal Breakdown — 10 Categories
Vacancy
8.1
Auction / REO
—
Construction Pressure
63.3
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
60.4
Bank Institutional
81.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
7.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
8.1%
Bank Score
81.5
Insurance Score
0.0
Listings Discount
60.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62849 | 40.5 | 13.7 | 0.0 | 60.4 |
| County 17121 | 34.8 | 13.2 | 0.0 | 42.0 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62830 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 13 |
| 62807 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 57 | 15 |
| 62881 | 38.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 15 |
| 62853 | 38.3 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 61 | 15 |
| 62801 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 52 | 13 |
| 62882 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 62851 | 32.8 | EARLY_SIGNAL | VACANCY | — | 13 |
| 62875 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 14 |
| 62854 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 62892 | 31.5 | EARLY_SIGNAL | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/62849
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.