ZIP
62850
IL · County 17191 · pop 631 (population)
30.9
Opportunity Index
EARLY_SIGNALNational rank #20245
Why This ZIP
ZIP 62850 ranks #20245 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 35.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 62850 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17191 — ZIP 62850 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17191 — ZIP 62850 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17191 — ZIP 62850 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 23.9 |
| Listings Discount | 22.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#20245
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp35.2
Pulse score28.0
Signal Breakdown — 10 Categories
Vacancy
23.9
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
22.0
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
137.0
Price Cut %
26.5%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
23.9%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
22.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62850 | 28.0 | 10.8 | 0.0 | 22.0 |
| County 17191 | 34.4 | 12.0 | 0.0 | 28.4 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62446 | 40.2 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 59 | 13 |
| 62837 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 13 |
| 62824 | 36.6 | PEAK_OPPORTUNITY | VACANCY | 56 | 13 |
| 62828 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 62823 | 33.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 62895 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 62450 | 33.0 | EARLY_SIGNAL | VACANCY | 46 | 13 |
| 62820 | 32.8 | EARLY_SIGNAL | VACANCY | — | 13 |
| 62851 | 32.8 | EARLY_SIGNAL | VACANCY | — | 13 |
| 62833 | 32.5 | EARLY_SIGNAL | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/62850
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.