ZIP
62939
IL · County 17087 · pop 3,072 (population)
37.8
Opportunity Index
PEAK_OPPORTUNITYNational rank #4547
Why This ZIP
ZIP 62939 ranks #4547 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 62939 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17087 — ZIP 62939 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17087 — ZIP 62939 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17087 — ZIP 62939 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.3 |
| Vacancy | 27.0 |
| Foreclosure / Delinquency | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.3 |
| Construction Pressure | 21.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4547
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.9
Pulse score37.1
Signal Breakdown — 10 Categories
Vacancy
27.0
Auction / REO
—
Construction Pressure
21.4
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
48.3
Bank Institutional
69.3
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
113.5
Price Cut %
45.5%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
27.0%
Bank Score
69.3
Insurance Score
0.0
Listings Discount
48.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62939 | 37.1 | 17.2 | 0.0 | 48.3 |
| County 17087 | 31.9 | 17.1 | 0.0 | 32.4 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62967 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 58 | 17 |
| 62995 | 34.6 | WATCHLIST | VACANCY | 41 | 17 |
| 62908 | 33.6 | EARLY_SIGNAL | VACANCY | — | 22 |
| 62943 | 32.7 | EARLY_SIGNAL | VACANCY | — | 18 |
| 62922 | 31.4 | EARLY_SIGNAL | VACANCY | — | 12 |
| 62985 | 29.4 | WEAK | VACANCY | — | 18 |
| 62923 | 29.3 | WEAK | VACANCY | — | 18 |
| 62972 | 29.1 | WEAK | VACANCY | — | 17 |
| 62912 | 27.1 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/62939
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.