ZIP
62946
IL · County 17165 · pop 11,465 (population)
36.1
Opportunity Index
WATCHLISTNational rank #7263
Why This ZIP
ZIP 62946 ranks #7263 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 43.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 62946 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17165 — ZIP 62946 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17165 — ZIP 62946 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17165 — ZIP 62946 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 56.4 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.3 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7263
PhaseWATCHLIST
Primary driverVACANCY
Capital opp43.7
Pulse score31.0
Signal Breakdown — 10 Categories
Vacancy
12.5
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
56.4
Bank Institutional
59.3
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
61.5
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
12.5%
Bank Score
59.3
Insurance Score
0.0
Listings Discount
56.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62946 | 31.0 | 14.1 | 0.0 | 56.4 |
| County 17165 | 31.1 | 14.0 | 0.0 | 47.2 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62869 | 38.9 | PEAK_OPPORTUNITY | VACANCY | 55 | 19 |
| 62917 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 57 | 14 |
| 62890 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 13 |
| 62930 | 36.1 | WATCHLIST | VACANCY | 56 | 15 |
| 62935 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 62987 | 29.5 | WEAK | VACANCY | — | 15 |
| 62947 | 28.9 | WEAK | VACANCY | — | 17 |
| 62934 | 28.4 | WEAK | VACANCY | — | 16 |
| 62977 | 27.8 | WEAK | VACANCY | — | 15 |
| 62965 | 24.9 | WEAK | VACANCY | — | 11 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/62946
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.