ZIP
62966
IL · County 17077 · pop 13,995 (population)
41.4
Opportunity Index
STRONG_BUYNational rank #1262
Why This ZIP
ZIP 62966 ranks #1262 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 41.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 62966 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17077 — ZIP 62966 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17077 — ZIP 62966 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17077 — ZIP 62966 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 50.4 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 61.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1262
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp41.8
Pulse score41.2
Signal Breakdown — 10 Categories
Vacancy
15.2
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
50.4
Bank Institutional
61.1
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
94.8
Price Cut %
27.8%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
15.2%
Bank Score
61.1
Insurance Score
0.0
Listings Discount
50.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62966 | 41.2 | 18.8 | 0.0 | 50.4 |
| County 17077 | 36.6 | 18.0 | 0.0 | 30.4 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62927 | 42.7 | STRONG_BUY | VACANCY | 59 | 19 |
| 62924 | 40.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 18 |
| 62907 | 38.3 | OVERHEATED | VACANCY | — | 19 |
| 62942 | 37.8 | OVERHEATED | VACANCY | — | 19 |
| 62916 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 58 | 16 |
| 62903 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 37 | 19 |
| 62994 | 37.2 | OVERHEATED | VACANCY | — | 19 |
| 62932 | 36.8 | OVERHEATED | BANK_INSTITUTIONAL | — | 19 |
| 62274 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 57 | 13 |
| 62958 | 35.6 | WATCHLIST | VACANCY | 53 | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/62966
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.