ZIP
62970
IL · County 17153 · pop 448 (population)
36.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #5857
Why This ZIP
ZIP 62970 ranks #5857 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 36.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 62970 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 17153 — ZIP 62970 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 17153 — ZIP 62970 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 17153 — ZIP 62970 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.4 |
| Vacancy | 41.2 |
| Foreclosure / Delinquency | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 74.9 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5857
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp36.4
Pulse score37.2
Signal Breakdown — 10 Categories
Vacancy
41.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
43.4
Bank Institutional
74.9
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
41.2%
Bank Score
74.9
Insurance Score
0.0
Listings Discount
43.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 62970 | 37.2 | 19.8 | 0.0 | 43.4 |
| County 17153 | 32.6 | 18.6 | 0.0 | 7.9 |
| IL state avg | 30.7 | 11.1 | 0.0 | 33.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 62956 | 35.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 62941 | 34.0 | EARLY_SIGNAL | VACANCY | — | 20 |
| 62992 | 33.5 | EARLY_SIGNAL | VACANCY | — | 20 |
| 62926 | 31.8 | EARLY_SIGNAL | VACANCY | — | 18 |
| 62996 | 30.3 | WEAK | VACANCY | — | 20 |
| 62963 | 30.3 | WEAK | VACANCY | — | 20 |
| 62964 | 30.0 | WEAK | VACANCY | 22 | 15 |
| 62923 | 29.3 | WEAK | VACANCY | — | 18 |
| 62976 | 28.8 | WEAK | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/62970
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.