ZIP
63016
MO · County 29099 · pop 6,291 (population)
37.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #4406
Why This ZIP
ZIP 63016 ranks #4406 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 63016 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29099 — ZIP 63016 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29099 — ZIP 63016 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29099 — ZIP 63016 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 52.3 |
| Property Stress | 13.0 |
| Vacancy | 12.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.1 |
| Construction Pressure | 63.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4406
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp39.8
Pulse score36.6
Signal Breakdown — 10 Categories
Vacancy
12.6
Auction / REO
—
Construction Pressure
63.2
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
52.3
Bank Institutional
69.1
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
64.7
Price Cut %
—%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
12.6%
Bank Score
69.1
Insurance Score
0.0
Listings Discount
52.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 63016 | 36.6 | 10.4 | 0.0 | 52.3 |
| County 29099 | 30.5 | 11.1 | 0.0 | 34.8 |
| MO state avg | 31.0 | 15.1 | 0.0 | 32.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 63628 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 42 | 19 |
| 63051 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 13 |
| 63010 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 13 |
| 63028 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 14 |
| 63020 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 13 |
| 63050 | 34.7 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 13 |
| 63030 | 34.3 | EARLY_SIGNAL | VACANCY | — | 23 |
| 63052 | 34.2 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 13 |
| 63012 | 34.0 | WATCHLIST | LISTINGS_DISCOUNT | 50 | 13 |
| 63072 | 33.7 | WATCHLIST | LISTINGS_DISCOUNT | 48 | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/63016
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.