ZIP
63038
MO · County 29189 · pop 7,132 (population)
35.3
Opportunity Index
WATCHLISTNational rank #8927
Why This ZIP
ZIP 63038 ranks #8927 nationally with phase WATCHLIST. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 46.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 63038 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29189 — ZIP 63038 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29189 — ZIP 63038 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29189 — ZIP 63038 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 47.9 |
| Property Stress | 18.0 |
| Foreclosure / Delinquency | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 53.3 |
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8927
PhaseWATCHLIST
Primary driverLISTINGS_DISCOUNT
Capital opp46.7
Pulse score27.7
Signal Breakdown — 10 Categories
Vacancy
9.0
Auction / REO
—
Construction Pressure
53.3
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
47.9
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
8.5
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
9.0%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
47.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 63038 | 27.7 | 17.0 | 0.0 | 47.9 |
| County 29189 | 32.3 | 16.9 | 0.0 | 39.0 |
| MO state avg | 31.1 | 15.4 | 0.0 | 32.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 63137 | 41.2 | STRONG_BUY | VACANCY | 57 | 19 |
| 63135 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 58 | 18 |
| 63136 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 54 | 18 |
| 63121 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 54 | 18 |
| 63133 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 54 | 18 |
| 63031 | 39.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 18 |
| 63120 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 56 | 22 |
| 63034 | 38.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 18 |
| 63134 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 57 | 18 |
| 63114 | 37.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/63038
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.