ZIP
63740
MO · County 29201 · pop 5,447 (population)
34.4
Opportunity Index
EARLY_SIGNALNational rank #11019
Why This ZIP
ZIP 63740 ranks #11019 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 63740 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29201 — ZIP 63740 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29201 — ZIP 63740 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29201 — ZIP 63740 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 28.6 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 86.5 |
| Bank Institutional | 55.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#11019
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp34.4
Pulse score34.4
Signal Breakdown — 10 Categories
Vacancy
9.6
Auction / REO
—
Construction Pressure
86.5
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
28.6
Bank Institutional
55.0
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.6%
Bank Score
55.0
Insurance Score
0.0
Listings Discount
28.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 63740 | 34.4 | 19.0 | 0.0 | 28.6 |
| County 29201 | 37.9 | 20.2 | 0.0 | 35.4 |
| MO state avg | 31.0 | 15.1 | 0.0 | 32.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 63780 | 41.4 | STRONG_BUY | BANK_INSTITUTIONAL | 50 | 21 |
| 63801 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 49 | 22 |
| 63834 | 37.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 18 |
| 63771 | 37.1 | OVERHEATED | VACANCY | — | 21 |
| 63736 | 35.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 63735 | 34.6 | EARLY_SIGNAL | VACANCY | 31 | 20 |
| 63784 | 34.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 63823 | 33.2 | EARLY_SIGNAL | VACANCY | — | 18 |
| 63767 | 33.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 63758 | 32.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/63740
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.