ZIP
63954
MO · County 29023 · pop 981 (population)
36.8
Opportunity Index
OVERHEATEDNational rank #6026
Why This ZIP
ZIP 63954 ranks #6026 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 33.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 63954 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29023 — ZIP 63954 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29023 — ZIP 63954 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29023 — ZIP 63954 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 40.0 |
| Property Stress | 33.0 |
| Vacancy | 16.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.6 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6026
PhaseOVERHEATED
Primary driverVACANCY
Capital opp33.9
Pulse score38.7
Signal Breakdown — 10 Categories
Vacancy
16.1
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
33.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
63.6
Insurance Distress
0.0
Foreclosure / Delinquency
40.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.1%
Bank Score
63.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 63954 | 38.7 | 35.4 | 0.0 | — |
| County 29023 | 35.6 | 35.7 | 0.0 | 37.4 |
| MO state avg | 31.0 | 15.1 | 0.0 | 32.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 63901 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 43 | 34 |
| 63940 | 38.7 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 52 | 34 |
| 63961 | 37.4 | OVERHEATED | VACANCY | — | 34 |
| 63945 | 36.9 | OVERHEATED | VACANCY | — | 33 |
| 63967 | 36.0 | EARLY_SIGNAL | VACANCY | — | 30 |
| 63953 | 35.2 | EARLY_SIGNAL | VACANCY | — | 31 |
| 63937 | 34.6 | EARLY_SIGNAL | VACANCY | — | 28 |
| 63966 | 34.6 | EARLY_SIGNAL | VACANCY | — | 29 |
| 63932 | 34.3 | EARLY_SIGNAL | VACANCY | — | 34 |
| 63962 | 30.3 | WEAK | VACANCY | — | 21 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/63954
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.