ZIP
63965
MO · County 29035 · pop 2,433 (population)
36.5
Opportunity Index
OVERHEATEDNational rank #6566
Why This ZIP
ZIP 63965 ranks #6566 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 40.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 63965 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29035 — ZIP 63965 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29035 — ZIP 63965 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29035 — ZIP 63965 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 36.3 |
| Vacancy | 31.1 |
| Foreclosure / Delinquency | 31.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 47.9 |
| Construction Pressure | 16.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6566
PhaseOVERHEATED
Primary driverVACANCY
Capital opp40.2
Pulse score34.0
Signal Breakdown — 10 Categories
Vacancy
31.1
Auction / REO
—
Construction Pressure
16.7
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
36.3
Bank Institutional
47.9
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
131.5
Price Cut %
20.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
31.1%
Bank Score
47.9
Insurance Score
0.0
Listings Discount
36.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 63965 | 34.0 | 26.6 | 0.0 | 36.3 |
| County 29035 | 34.5 | 27.6 | 0.0 | 16.6 |
| MO state avg | 31.1 | 15.4 | 0.0 | 32.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 63935 | 39.1 | OVERHEATED | VACANCY | 27 | 29 |
| 63937 | 35.0 | EARLY_SIGNAL | VACANCY | — | 29 |
| 63943 | 34.5 | EARLY_SIGNAL | VACANCY | — | 27 |
| 63941 | 32.0 | EARLY_SIGNAL | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/63965
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.