ZIP
64078
MO · County 29037 · pop 9,937 (population)
31.2
Opportunity Index
EARLY_SIGNALNational rank #19374
Why This ZIP
ZIP 64078 ranks #19374 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 64078 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29037 — ZIP 64078 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29037 — ZIP 64078 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29037 — ZIP 64078 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.2 |
| Property Stress | 8.0 |
| Foreclosure / Delinquency | 5.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.9 |
| Construction Pressure | 35.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#19374
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp36.9
Pulse score27.4
Signal Breakdown — 10 Categories
Vacancy
4.4
Auction / REO
—
Construction Pressure
35.9
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
44.2
Bank Institutional
61.9
Insurance Distress
0.0
Foreclosure / Delinquency
5.0
Top-Line Metrics
Avg DOM (days)
8.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
4.4%
Bank Score
61.9
Insurance Score
0.0
Listings Discount
44.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 64078 | 27.4 | 6.0 | 0.0 | 44.2 |
| County 29037 | 26.1 | 6.2 | 0.0 | 36.3 |
| MO state avg | 31.0 | 15.1 | 0.0 | 32.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 64040 | 35.0 | WATCHLIST | VACANCY | 41 | 11 |
| 64082 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 11 |
| 64061 | 32.5 | EARLY_SIGNAL | VACANCY | 43 | 10 |
| 64090 | 32.2 | EARLY_SIGNAL | VACANCY | 50 | 8 |
| 64080 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 8 |
| 64034 | 31.7 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 47 | 11 |
| 64742 | 30.7 | WEAK | BANK_INSTITUTIONAL | 39 | 9 |
| 64083 | 29.7 | WEAK | BANK_INSTITUTIONAL | 40 | 8 |
| 64012 | 29.4 | WEAK | BANK_INSTITUTIONAL | 36 | 8 |
| 64746 | 29.2 | WEAK | LISTINGS_DISCOUNT | 41 | 8 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/64078
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.