ZIP
64085
MO · County 29177 · pop 8,113 (population)
30.1
Opportunity Index
WEAKNational rank #22252
Why This ZIP
ZIP 64085 ranks #22252 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 64085 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29177 — ZIP 64085 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29177 — ZIP 64085 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29177 — ZIP 64085 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.4 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 9.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.2 |
| Construction Pressure | 25.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#22252
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp35.7
Pulse score26.3
Signal Breakdown — 10 Categories
Vacancy
7.9
Auction / REO
—
Construction Pressure
25.0
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
38.4
Bank Institutional
57.2
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
135.7
Price Cut %
14.2%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.9%
Bank Score
57.2
Insurance Score
0.0
Listings Discount
38.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 64085 | 26.3 | 8.3 | 0.0 | 38.4 |
| County 29177 | 28.6 | 8.2 | 0.0 | 32.9 |
| MO state avg | 31.0 | 15.1 | 0.0 | 32.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 64671 | 39.7 | PEAK_OPPORTUNITY | VACANCY | 53 | 11 |
| 64624 | 34.4 | EARLY_SIGNAL | VACANCY | — | 13 |
| 64668 | 33.9 | EARLY_SIGNAL | VACANCY | — | 18 |
| 64062 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 8 |
| 64024 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 8 |
| 64637 | 32.1 | EARLY_SIGNAL | VACANCY | — | 11 |
| 64017 | 32.0 | EARLY_SIGNAL | VACANCY | 42 | 10 |
| 64077 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 64035 | 27.6 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 64036 | 26.8 | WEAK | VACANCY | — | 9 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/64085
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.