ZIP
64089
MO · County 29047 · pop 14,060 (population)
31.6
Opportunity Index
EARLY_SIGNALNational rank #18267
Why This ZIP
ZIP 64089 ranks #18267 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 64089 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29047 — ZIP 64089 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29047 — ZIP 64089 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29047 — ZIP 64089 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.3 |
| Property Stress | 8.0 |
| Foreclosure / Delinquency | 5.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 88.5 |
| Bank Institutional | 55.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#18267
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.9
Pulse score28.8
Signal Breakdown — 10 Categories
Vacancy
2.6
Auction / REO
—
Construction Pressure
88.5
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
38.3
Bank Institutional
55.7
Insurance Distress
0.0
Foreclosure / Delinquency
5.0
Top-Line Metrics
Avg DOM (days)
128.4
Price Cut %
5.4%
Short-Sale Listings
4
Auction Events 90d
—
Vacancy %
2.6%
Bank Score
55.7
Insurance Score
0.0
Listings Discount
38.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 64089 | 28.8 | 5.9 | 0.0 | 38.3 |
| County 29047 | 28.6 | 6.1 | 0.0 | 34.0 |
| MO state avg | 31.0 | 15.1 | 0.0 | 32.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 64157 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 8 |
| 64158 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 8 |
| 64062 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 8 |
| 64119 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 44 | 8 |
| 64024 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 8 |
| 64118 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 39 | 8 |
| 64155 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 8 |
| 64156 | 31.8 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 44 | 8 |
| 64077 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 64492 | 29.7 | WEAK | BANK_INSTITUTIONAL | — | 8 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/64089
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.