ZIP
64440
MO · County 29021 · pop 876 (population)
31.9
Opportunity Index
EARLY_SIGNALNational rank #17488
Why This ZIP
ZIP 64440 ranks #17488 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 64440 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29021 — ZIP 64440 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29021 — ZIP 64440 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29021 — ZIP 64440 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 18.6 |
| Foreclosure / Delinquency | 17.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 85.1 |
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#17488
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.9
Pulse score28.5
Signal Breakdown — 10 Categories
Vacancy
18.6
Auction / REO
—
Construction Pressure
85.1
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
17.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
18.6%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 64440 | 28.5 | 13.1 | 0.0 | — |
| County 29021 | 32.9 | 13.6 | 0.0 | 31.0 |
| MO state avg | 31.0 | 15.1 | 0.0 | 32.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 64484 | 38.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 12 |
| 64504 | 37.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 14 |
| 64507 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 49 | 14 |
| 64501 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 36 | 14 |
| 64505 | 36.1 | WATCHLIST | VACANCY | 48 | 13 |
| 64503 | 32.6 | EARLY_SIGNAL | VACANCY | 25 | 14 |
| 64439 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 64454 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 64448 | 30.9 | EARLY_SIGNAL | VACANCY | — | 14 |
| 64443 | 30.3 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/64440
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.