ZIP
64490
MO · County 29049 · pop 1,858 (population)
30.1
Opportunity Index
WEAKNational rank #22252
Why This ZIP
ZIP 64490 ranks #22252 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 27.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 64490 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29049 — ZIP 64490 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29049 — ZIP 64490 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29049 — ZIP 64490 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 14.0 |
| Vacancy | 12.2 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.5 |
| Construction Pressure | 38.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#22252
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp27.3
Pulse score32.0
Signal Breakdown — 10 Categories
Vacancy
12.2
Auction / REO
—
Construction Pressure
38.7
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
73.5
Insurance Distress
0.0
Foreclosure / Delinquency
14.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.2%
Bank Score
73.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 64490 | 32.0 | 9.6 | 0.0 | — |
| County 29049 | 29.8 | 9.3 | 0.0 | 21.9 |
| MO state avg | 31.0 | 15.1 | 0.0 | 32.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 64465 | 34.9 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 9 |
| 64062 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 8 |
| 64454 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 11 |
| 64474 | 29.9 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 64492 | 29.7 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 64429 | 29.6 | WEAK | BANK_INSTITUTIONAL | 20 | 12 |
| 64048 | 28.4 | WEAK | VACANCY | — | 8 |
| 64477 | 28.4 | WEAK | BANK_INSTITUTIONAL | 25 | 9 |
| 64493 | 27.0 | WEAK | VACANCY | 29 | 9 |
| 64444 | 26.5 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/64490
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.