ZIP
64628
MO · County 29115 · pop 5,602 (population)
37.9
Opportunity Index
OVERHEATEDNational rank #4396
Why This ZIP
ZIP 64628 ranks #4396 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 35.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 64628 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29115 — ZIP 64628 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29115 — ZIP 64628 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29115 — ZIP 64628 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 32.4 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 21.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 57.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4396
PhaseOVERHEATED
Primary driverVACANCY
Capital opp35.7
Pulse score39.4
Signal Breakdown — 10 Categories
Vacancy
17.7
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
32.4
Bank Institutional
57.2
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
17.7%
Bank Score
57.2
Insurance Score
0.0
Listings Discount
32.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 64628 | 39.4 | 21.0 | 0.0 | 32.4 |
| County 29115 | 38.6 | 21.2 | 0.0 | 17.3 |
| MO state avg | 31.1 | 15.4 | 0.0 | 32.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 64674 | 39.3 | OVERHEATED | VACANCY | — | 21 |
| 63566 | 39.3 | OVERHEATED | VACANCY | — | 21 |
| 64659 | 38.3 | OVERHEATED | VACANCY | — | 21 |
| 64658 | 38.2 | OVERHEATED | VACANCY | — | 21 |
| 64681 | 35.8 | EARLY_SIGNAL | VACANCY | — | 21 |
| 64651 | 35.8 | EARLY_SIGNAL | VACANCY | — | 21 |
| 64653 | 35.8 | EARLY_SIGNAL | VACANCY | — | 21 |
| 64630 | 35.8 | EARLY_SIGNAL | VACANCY | — | 21 |
| 64635 | 35.2 | EARLY_SIGNAL | VACANCY | — | 15 |
| 64646 | 33.6 | EARLY_SIGNAL | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/64628
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.