ZIP
64638
MO · County 29117 · pop 449 (population)
32.2
Opportunity Index
EARLY_SIGNALNational rank #16659
Why This ZIP
ZIP 64638 ranks #16659 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 64638 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29117 — ZIP 64638 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29117 — ZIP 64638 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29117 — ZIP 64638 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 22.6 |
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 67.7 |
| Bank Institutional | 33.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#16659
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.6
Pulse score29.3
Signal Breakdown — 10 Categories
Vacancy
22.6
Auction / REO
—
Construction Pressure
67.7
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
33.0
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
22.6%
Bank Score
33.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 64638 | 29.3 | 15.5 | 0.0 | — |
| County 29117 | 34.7 | 13.0 | 0.0 | 39.5 |
| MO state avg | 31.1 | 15.4 | 0.0 | 32.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 64601 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 13 |
| 64625 | 36.6 | OVERHEATED | VACANCY | — | 14 |
| 64643 | 36.5 | OVERHEATED | VACANCY | — | 17 |
| 64683 | 36.4 | OVERHEATED | VACANCY | 32 | 20 |
| 64635 | 35.2 | EARLY_SIGNAL | VACANCY | — | 15 |
| 64624 | 34.4 | EARLY_SIGNAL | VACANCY | — | 13 |
| 64648 | 32.9 | EARLY_SIGNAL | VACANCY | — | 21 |
| 64688 | 31.3 | EARLY_SIGNAL | VACANCY | — | 15 |
| 64656 | 31.1 | EARLY_SIGNAL | VACANCY | — | 13 |
| 64686 | 30.1 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/64638
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.