ZIP
64640
MO · County 29061 · pop 3,183 (population)
36.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #6376
Why This ZIP
ZIP 64640 ranks #6376 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 64640 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29061 — ZIP 64640 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29061 — ZIP 64640 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29061 — ZIP 64640 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.7 |
| Vacancy | 31.1 |
| Foreclosure / Delinquency | 26.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.6 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6376
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.0
Pulse score35.7
Signal Breakdown — 10 Categories
Vacancy
31.1
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
42.7
Bank Institutional
66.6
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
116.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
31.1%
Bank Score
66.6
Insurance Score
0.0
Listings Discount
42.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 64640 | 35.7 | 21.2 | 0.0 | 42.7 |
| County 29061 | 33.0 | 19.5 | 0.0 | 17.9 |
| MO state avg | 31.0 | 15.1 | 0.0 | 32.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 64647 | 37.6 | PEAK_OPPORTUNITY | VACANCY | 55 | 21 |
| 64601 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 13 |
| 64625 | 36.6 | OVERHEATED | VACANCY | — | 14 |
| 64642 | 34.8 | EARLY_SIGNAL | VACANCY | — | 20 |
| 64644 | 33.9 | EARLY_SIGNAL | VACANCY | — | 14 |
| 64670 | 33.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 64648 | 32.9 | EARLY_SIGNAL | VACANCY | — | 21 |
| 64649 | 30.9 | EARLY_SIGNAL | VACANCY | — | 15 |
| 64689 | 30.4 | WEAK | VACANCY | — | 21 |
| 64620 | 30.4 | WEAK | VACANCY | — | 21 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/64640
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.