ZIP
65020
MO · County 29029 · pop 14,635 (population)
37.6
Opportunity Index
OVERHEATEDNational rank #4817
Why This ZIP
ZIP 65020 ranks #4817 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 37.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 65020 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29029 — ZIP 65020 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29029 — ZIP 65020 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29029 — ZIP 65020 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 46.2 |
| Listings Discount | 33.7 |
| Foreclosure / Delinquency | 29.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.6 |
| Construction Pressure | 28.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4817
PhaseOVERHEATED
Primary driverVACANCY
Capital opp37.6
Pulse score37.6
Signal Breakdown — 10 Categories
Vacancy
46.2
Auction / REO
—
Construction Pressure
28.6
FL Deep Bonus
—
Property Stress
28.0
HOA / Federal Liens
—
Listings Discount
33.7
Bank Institutional
57.6
Insurance Distress
0.0
Foreclosure / Delinquency
29.0
Top-Line Metrics
Avg DOM (days)
107.4
Price Cut %
28.2%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
46.2%
Bank Score
57.6
Insurance Score
0.0
Listings Discount
33.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 65020 | 37.6 | 28.3 | 0.0 | 33.7 |
| County 29029 | 35.9 | 27.3 | 0.0 | 26.7 |
| MO state avg | 31.1 | 15.4 | 0.0 | 32.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 65079 | 38.1 | OVERHEATED | VACANCY | 36 | 28 |
| 65037 | 38.0 | PEAK_OPPORTUNITY | VACANCY | 39 | 26 |
| 65324 | 37.5 | OVERHEATED | VACANCY | — | 28 |
| 65786 | 37.5 | OVERHEATED | VACANCY | — | 28 |
| 65556 | 37.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 20 |
| 65065 | 37.3 | OVERHEATED | VACANCY | 33 | 28 |
| 65787 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 38 | 28 |
| 65049 | 36.9 | OVERHEATED | VACANCY | 36 | 26 |
| 65326 | 36.1 | WATCHLIST | VACANCY | 42 | 21 |
| 65052 | 34.4 | EARLY_SIGNAL | VACANCY | — | 28 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/65020
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.