ZIP
65081
MO · County 29135 · pop 4,377 (population)
29.6
Opportunity Index
WEAKNational rank #23431
Why This ZIP
ZIP 65081 ranks #23431 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 65081 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29135 — ZIP 65081 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29135 — ZIP 65081 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29135 — ZIP 65081 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 23.0 |
| Property Stress | 19.0 |
| Vacancy | 8.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.2 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#23431
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp31.2
Pulse score28.6
Signal Breakdown — 10 Categories
Vacancy
8.1
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
63.2
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.1%
Bank Score
63.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 65081 | 28.6 | 18.6 | 0.0 | — |
| County 29135 | 28.5 | 17.9 | 0.0 | 18.9 |
| MO state avg | 31.1 | 15.4 | 0.0 | 32.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 65011 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 43 | 24 |
| 65084 | 33.8 | EARLY_SIGNAL | VACANCY | — | 25 |
| 65018 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 19 |
| 65074 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 65046 | 30.3 | WEAK | BANK_INSTITUTIONAL | — | 19 |
| 65050 | 29.4 | WEAK | BANK_INSTITUTIONAL | — | 19 |
| 65023 | 29.2 | WEAK | VACANCY | — | 14 |
| 65287 | 28.8 | WEAK | VACANCY | — | 17 |
| 65068 | 28.7 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 65034 | 28.1 | WEAK | BANK_INSTITUTIONAL | — | 24 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/65081
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.