ZIP
65109
MO · County 29051 · pop 40,390 (population)
27.4
Opportunity Index
WEAKNational rank #28369
Why This ZIP
ZIP 65109 ranks #28369 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 65109 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29051 — ZIP 65109 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29051 — ZIP 65109 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29051 — ZIP 65109 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 21.1 |
| Property Stress | 12.0 |
| Foreclosure / Delinquency | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 54.1 |
| Bank Institutional | 51.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#28369
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp30.5
Pulse score25.3
Signal Breakdown — 10 Categories
Vacancy
6.0
Auction / REO
—
Construction Pressure
54.1
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
21.1
Bank Institutional
51.6
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
6.0%
Bank Score
51.6
Insurance Score
0.0
Listings Discount
21.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 65109 | 25.3 | 9.6 | 0.0 | 21.1 |
| County 29051 | 25.5 | 10.1 | 0.0 | 18.2 |
| MO state avg | 31.1 | 15.4 | 0.0 | 32.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 65058 | 32.0 | EARLY_SIGNAL | VACANCY | — | 23 |
| 65074 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 65023 | 29.2 | WEAK | VACANCY | — | 14 |
| 65053 | 29.0 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 65040 | 29.0 | WEAK | VACANCY | — | 13 |
| 65032 | 28.9 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 65101 | 27.3 | WEAK | VACANCY | 18 | 12 |
| 65076 | 26.2 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/65109
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.