ZIP
65644
MO · County 29059 · pop 1,965 (population)
29.4
Opportunity Index
WEAKNational rank #23960
Why This ZIP
ZIP 65644 ranks #23960 nationally with phase WEAK. Primary driver: LISTINGS_DISCOUNT. Capital opportunity score is 41.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 65644 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29059 — ZIP 65644 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29059 — ZIP 65644 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29059 — ZIP 65644 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.5 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 33.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#23960
PhaseWEAK
Primary driverLISTINGS_DISCOUNT
Capital opp41.7
Pulse score21.2
Signal Breakdown — 10 Categories
Vacancy
7.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
38.5
Bank Institutional
33.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
112.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.2%
Bank Score
33.5
Insurance Score
0.0
Listings Discount
38.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 65644 | 21.2 | 14.7 | 0.0 | 38.5 |
| County 29059 | 26.9 | 12.7 | 0.0 | 32.0 |
| MO state avg | 31.1 | 15.4 | 0.0 | 32.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 65786 | 37.5 | OVERHEATED | VACANCY | — | 28 |
| 65648 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 15 |
| 65536 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 39 | 10 |
| 65767 | 31.2 | EARLY_SIGNAL | VACANCY | — | 15 |
| 65590 | 31.1 | EARLY_SIGNAL | VACANCY | 41 | 12 |
| 65622 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 12 |
| 65632 | 29.2 | WEAK | VACANCY | — | 13 |
| 65685 | 28.9 | WEAK | VACANCY | — | 13 |
| 65764 | 28.4 | WEAK | VACANCY | 37 | 12 |
| 65463 | 27.9 | WEAK | VACANCY | — | 10 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/65644
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.