ZIP
65738
MO · County 29077 · pop 21,117 (population)
32.2
Opportunity Index
EARLY_SIGNALNational rank #16659
Why This ZIP
ZIP 65738 ranks #16659 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 65738 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29077 — ZIP 65738 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29077 — ZIP 65738 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29077 — ZIP 65738 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.5 |
| Property Stress | 14.0 |
| Foreclosure / Delinquency | 9.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 54.5 |
| Construction Pressure | 35.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16659
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp39.3
Pulse score27.4
Signal Breakdown — 10 Categories
Vacancy
1.9
Auction / REO
—
Construction Pressure
35.7
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
43.5
Bank Institutional
54.5
Insurance Distress
0.0
Foreclosure / Delinquency
9.0
Top-Line Metrics
Avg DOM (days)
61.0
Price Cut %
5.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
1.9%
Bank Score
54.5
Insurance Score
0.0
Listings Discount
43.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 65738 | 27.4 | 12.3 | 0.0 | 43.5 |
| County 29077 | 28.4 | 12.9 | 0.0 | 38.0 |
| MO state avg | 31.1 | 15.4 | 0.0 | 32.6 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 65725 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 17 |
| 65648 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 15 |
| 65604 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 15 |
| 65706 | 34.9 | WATCHLIST | VACANCY | 45 | 20 |
| 65781 | 34.2 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 15 |
| 65806 | 33.7 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 15 |
| 65802 | 33.7 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 15 |
| 65742 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 15 |
| 65809 | 32.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 15 |
| 65810 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/65738
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.