ZIP
65804
MO · County 29077 · pop 40,271 (population)
30.8
Opportunity Index
WEAKNational rank #20484
Why This ZIP
ZIP 65804 ranks #20484 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 65804 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 29077 — ZIP 65804 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 29077 — ZIP 65804 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 29077 — ZIP 65804 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 35.9 |
| Property Stress | 14.0 |
| Foreclosure / Delinquency | 8.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.0 |
| Construction Pressure | 35.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#20484
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.0
Pulse score27.3
Signal Breakdown — 10 Categories
Vacancy
3.6
Auction / REO
—
Construction Pressure
35.1
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
35.9
Bank Institutional
57.0
Insurance Distress
0.0
Foreclosure / Delinquency
8.0
Top-Line Metrics
Avg DOM (days)
78.2
Price Cut %
—%
Short-Sale Listings
12
Auction Events 90d
—
Vacancy %
3.6%
Bank Score
57.0
Insurance Score
0.0
Listings Discount
35.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 65804 | 27.3 | 12.3 | 0.0 | 35.9 |
| County 29077 | 28.1 | 12.2 | 0.0 | 38.2 |
| MO state avg | 31.0 | 15.1 | 0.0 | 32.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 65725 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 17 |
| 65648 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 14 |
| 65604 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 15 |
| 65706 | 34.5 | WATCHLIST | VACANCY | 45 | 19 |
| 65781 | 34.0 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 15 |
| 65802 | 33.5 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 14 |
| 65806 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 14 |
| 65742 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 14 |
| 65803 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 40 | 14 |
| 65809 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 14 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/65804
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.