ZIP
66440
KS · County 20085 · pop 1,924 (population)
29.5
Opportunity Index
WEAKNational rank #23701
Why This ZIP
ZIP 66440 ranks #23701 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 66440 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 20085 — ZIP 66440 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 20085 — ZIP 66440 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 20085 — ZIP 66440 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 17.0 |
| Vacancy | 9.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 50.9 |
| Construction Pressure | 27.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#23701
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp33.2
Pulse score27.1
Signal Breakdown — 10 Categories
Vacancy
9.1
Auction / REO
—
Construction Pressure
27.8
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
50.9
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
9.1%
Bank Score
50.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 66440 | 27.1 | 15.8 | 0.0 | — |
| County 20085 | 24.6 | 15.5 | 0.0 | 17.6 |
| KS state avg | 29.7 | 13.4 | 0.0 | 30.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 66439 | 40.5 | PEAK_OPPORTUNITY | VACANCY | 58 | 21 |
| 66509 | 33.7 | WATCHLIST | VACANCY | 48 | 17 |
| 66550 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 66617 | 32.5 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 50 | 10 |
| 66533 | 30.6 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 66536 | 30.0 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 66432 | 29.5 | WEAK | VACANCY | — | 16 |
| 66419 | 29.4 | WEAK | VACANCY | — | 15 |
| 66416 | 29.1 | WEAK | VACANCY | — | 17 |
| 66540 | 28.4 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/66440
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.