ZIP
68365
NE · County 31059 · pop 314 (population)
43.4
Opportunity Index
OVERHEATEDNational rank #555
Why This ZIP
ZIP 68365 ranks #555 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 68365 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 31059 — ZIP 68365 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 31059 — ZIP 68365 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 31059 — ZIP 68365 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 64.0 |
| Property Stress | 45.0 |
| Vacancy | 4.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 76.7 |
| Bank Institutional | 61.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#555
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp36.6
Pulse score48.0
Signal Breakdown — 10 Categories
Vacancy
4.5
Auction / REO
—
Construction Pressure
76.7
FL Deep Bonus
—
Property Stress
45.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
61.8
Insurance Distress
0.0
Foreclosure / Delinquency
64.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
4.5%
Bank Score
61.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 68365 | 48.0 | 50.2 | 0.0 | — |
| County 31059 | 44.8 | 44.0 | 0.0 | 15.4 |
| NE state avg | 30.4 | 13.3 | 0.0 | 28.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 68361 | 45.6 | STRONG_BUY | VACANCY | 37 | 45 |
| 68436 | 44.9 | OVERHEATED | VACANCY | — | 44 |
| 68351 | 42.3 | OVERHEATED | VACANCY | — | 37 |
| 68354 | 41.7 | OVERHEATED | BANK_INSTITUTIONAL | — | 41 |
| 68406 | 41.2 | OVERHEATED | VACANCY | — | 34 |
| 68335 | 41.0 | OVERHEATED | VACANCY | — | 26 |
| 68322 | 39.8 | OVERHEATED | BANK_INSTITUTIONAL | — | 32 |
| 68326 | 39.0 | OVERHEATED | VACANCY | — | 27 |
| 68416 | 36.2 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 32 |
| 68444 | 35.4 | EARLY_SIGNAL | FORECLOSURE_DELINQUENCY | — | 32 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/68365
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.