ZIP
68409
NE · County 31025 · pop 656 (population)
30.8
Opportunity Index
WEAKNational rank #20484
Why This ZIP
ZIP 68409 ranks #20484 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 68409 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 31025 — ZIP 68409 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 31025 — ZIP 68409 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 31025 — ZIP 68409 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 15.0 |
| Vacancy | 2.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.7 |
| Construction Pressure | 48.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#20484
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp28.5
Pulse score32.4
Signal Breakdown — 10 Categories
Vacancy
2.1
Auction / REO
—
Construction Pressure
48.6
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
73.7
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
2.1%
Bank Score
73.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 68409 | 32.4 | 15.4 | 0.0 | — |
| County 31025 | 32.7 | 15.4 | 0.0 | 30.2 |
| NE state avg | 30.4 | 13.4 | 0.0 | 28.5 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 68037 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 16 |
| 68003 | 37.1 | OVERHEATED | VACANCY | — | 21 |
| 68048 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 16 |
| 68418 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 10 |
| 68527 | 32.1 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 43 | 13 |
| 68407 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 68463 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 68413 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 68016 | 31.1 | EARLY_SIGNAL | VACANCY | — | 16 |
| 68058 | 31.1 | EARLY_SIGNAL | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/68409
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.