ZIP
68440
NE · County 31095 · pop 116 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15553
Why This ZIP
ZIP 68440 ranks #15553 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 68440 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 31095 — ZIP 68440 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 31095 — ZIP 68440 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 31095 — ZIP 68440 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 23.5 |
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 32.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15553
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.0
Pulse score30.4
Signal Breakdown — 10 Categories
Vacancy
23.5
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.0
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
23.5%
Bank Score
32.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 68440 | 30.4 | 12.6 | 0.0 | — |
| County 31095 | 37.5 | 17.3 | 0.0 | 31.7 |
| NE state avg | 30.7 | 14.2 | 0.0 | 28.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 68352 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 42 | 17 |
| 68464 | 37.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 17 |
| 68424 | 35.8 | EARLY_SIGNAL | VACANCY | 27 | 17 |
| 68303 | 35.8 | EARLY_SIGNAL | VACANCY | — | 21 |
| 68377 | 35.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 68338 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 68350 | 34.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 68453 | 33.9 | EARLY_SIGNAL | VACANCY | — | 23 |
| 68429 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 68341 | 31.5 | EARLY_SIGNAL | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/68440
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.