ZIP
68445
NE · County 31151 · pop 172 (population)
33.5
Opportunity Index
EARLY_SIGNALNational rank #13269
Why This ZIP
ZIP 68445 ranks #13269 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 68445 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 31151 — ZIP 68445 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 31151 — ZIP 68445 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 31151 — ZIP 68445 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 17.0 |
| Vacancy | 14.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 74.7 |
| Construction Pressure | 43.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#13269
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp28.5
Pulse score36.9
Signal Breakdown — 10 Categories
Vacancy
14.1
Auction / REO
—
Construction Pressure
43.9
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
74.7
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
14.1%
Bank Score
74.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 68445 | 36.9 | 17.0 | 0.0 | — |
| County 31151 | 33.2 | 15.4 | 0.0 | 26.2 |
| NE state avg | 30.4 | 13.3 | 0.0 | 28.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 68406 | 41.2 | OVERHEATED | VACANCY | — | 34 |
| 68464 | 37.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 17 |
| 68333 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 15 |
| 68453 | 33.9 | EARLY_SIGNAL | VACANCY | — | 23 |
| 68465 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 68343 | 32.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 68423 | 31.6 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 47 | 10 |
| 68359 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 68341 | 31.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 68405 | 29.3 | WEAK | BANK_INSTITUTIONAL | — | 10 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/68445
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.