ZIP
68521
NE · County 31109 · pop 38,386 (population)
31.6
Opportunity Index
EARLY_SIGNALNational rank #18293
Why This ZIP
ZIP 68521 ranks #18293 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 68521 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 31109 — ZIP 68521 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 31109 — ZIP 68521 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 31109 — ZIP 68521 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 34.4 |
| Property Stress | 14.0 |
| Foreclosure / Delinquency | 9.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 59.9 |
| Bank Institutional | 56.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#18293
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.4
Pulse score29.1
Signal Breakdown — 10 Categories
Vacancy
3.9
Auction / REO
—
Construction Pressure
59.9
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
34.4
Bank Institutional
56.7
Insurance Distress
0.0
Foreclosure / Delinquency
9.0
Top-Line Metrics
Avg DOM (days)
76.9
Price Cut %
—%
Short-Sale Listings
11
Auction Events 90d
—
Vacancy %
3.9%
Bank Score
56.7
Insurance Score
0.0
Listings Discount
34.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 68521 | 29.1 | 12.1 | 0.0 | 34.4 |
| County 31109 | 29.4 | 12.1 | 0.0 | 35.8 |
| NE state avg | 30.7 | 14.2 | 0.0 | 28.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 68017 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 20 |
| 68333 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 48 | 15 |
| 68502 | 34.8 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 14 |
| 68528 | 34.7 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 14 |
| 68504 | 34.7 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 14 |
| 68372 | 34.7 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 14 |
| 68430 | 34.6 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 14 |
| 68507 | 34.4 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 14 |
| 68510 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 14 |
| 68532 | 33.6 | WATCHLIST | LISTINGS_DISCOUNT | 47 | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/68521
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.