ZIP
68654
NE · County 31143 · pop 528 (population)
34.6
Opportunity Index
EARLY_SIGNALNational rank #10585
Why This ZIP
ZIP 68654 ranks #10585 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 68654 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 31143 — ZIP 68654 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 31143 — ZIP 68654 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 31143 — ZIP 68654 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 21.0 |
| Vacancy | 10.8 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.7 |
| Construction Pressure | 56.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#10585
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.9
Pulse score37.1
Signal Breakdown — 10 Categories
Vacancy
10.8
Auction / REO
—
Construction Pressure
56.7
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
66.7
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
10.8%
Bank Score
66.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 68654 | 37.1 | 22.3 | 0.0 | — |
| County 31143 | 35.2 | 19.7 | 0.0 | 15.7 |
| NE state avg | 30.4 | 13.3 | 0.0 | 28.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 68662 | 43.1 | STRONG_BUY | BANK_INSTITUTIONAL | 59 | 24 |
| 68651 | 36.7 | OVERHEATED | BANK_INSTITUTIONAL | — | 25 |
| 68666 | 36.3 | EARLY_SIGNAL | VACANCY | — | 25 |
| 68663 | 36.0 | EARLY_SIGNAL | VACANCY | — | 19 |
| 68628 | 35.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 68367 | 33.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 68658 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 68601 | 30.1 | WEAK | BANK_INSTITUTIONAL | 20 | 13 |
| 68316 | 28.2 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/68654
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.