ZIP
68812
NE · County 31019 · pop 642 (population)
30.9
Opportunity Index
EARLY_SIGNALNational rank #20181
Why This ZIP
ZIP 68812 ranks #20181 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 43.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 68812 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 31019 — ZIP 68812 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 31019 — ZIP 68812 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 31019 — ZIP 68812 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.6 |
| Vacancy | 9.3 |
| Property Stress | 9.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 45.0 |
| Bank Institutional | 30.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#20181
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp43.3
Pulse score22.6
Signal Breakdown — 10 Categories
Vacancy
9.3
Auction / REO
—
Construction Pressure
45.0
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
43.6
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
78.0
Price Cut %
12.0%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
9.3%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
43.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 68812 | 22.6 | 7.6 | 0.0 | 43.6 |
| County 31019 | 26.4 | 7.0 | 0.0 | 35.4 |
| NE state avg | 30.4 | 13.3 | 0.0 | 28.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 68876 | 35.1 | WATCHLIST | BANK_INSTITUTIONAL | 57 | 8 |
| 68840 | 34.4 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 8 |
| 68866 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 49 | 9 |
| 68956 | 31.5 | EARLY_SIGNAL | VACANCY | — | 6 |
| 68870 | 30.5 | WEAK | VACANCY | — | 9 |
| 68847 | 30.3 | WEAK | BANK_INSTITUTIONAL | 39 | 8 |
| 68845 | 30.1 | WEAK | BANK_INSTITUTIONAL | 38 | 8 |
| 68869 | 29.9 | WEAK | VACANCY | — | 10 |
| 68836 | 29.8 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 68844 | 28.1 | WEAK | LISTINGS_DISCOUNT | 33 | 13 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/68812
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.