ZIP
69138
NE · County 31047 · pop 4,304 (population)
33.6
Opportunity Index
WATCHLISTNational rank #12999
Why This ZIP
ZIP 69138 ranks #12999 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 69138 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 31047 — ZIP 69138 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 31047 — ZIP 69138 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 31047 — ZIP 69138 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 39.6 |
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.3 |
| Construction Pressure | 14.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12999
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp36.2
Pulse score31.8
Signal Breakdown — 10 Categories
Vacancy
10.5
Auction / REO
—
Construction Pressure
14.9
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
39.6
Bank Institutional
65.3
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
79.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
10.5%
Bank Score
65.3
Insurance Score
0.0
Listings Discount
39.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 69138 | 31.8 | 17.5 | 0.0 | 39.6 |
| County 31047 | 34.2 | 14.6 | 0.0 | 36.4 |
| NE state avg | 30.4 | 13.3 | 0.0 | 28.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 69028 | 41.9 | STRONG_BUY | VACANCY | 57 | 16 |
| 68863 | 41.8 | STRONG_BUY | BANK_INSTITUTIONAL | 62 | 14 |
| 68937 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 39 | 16 |
| 69029 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 57 | 17 |
| 68878 | 35.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 15 |
| 68850 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 15 |
| 69130 | 33.9 | EARLY_SIGNAL | VACANCY | 29 | 15 |
| 68834 | 31.5 | EARLY_SIGNAL | VACANCY | — | 15 |
| 68836 | 29.8 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 68860 | 28.3 | WEAK | VACANCY | — | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/69138
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.