ZIP
72086
AR · County 05085 · pop 12,250 (population)
32.2
Opportunity Index
EARLY_SIGNALNational rank #16637
Why This ZIP
ZIP 72086 ranks #16637 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 72086 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 05085 — ZIP 72086 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 05085 — ZIP 72086 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 05085 — ZIP 72086 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.3 |
| Property Stress | 17.0 |
| Foreclosure / Delinquency | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16637
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp38.0
Pulse score28.3
Signal Breakdown — 10 Categories
Vacancy
8.4
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
40.3
Bank Institutional
57.5
Insurance Distress
0.0
Foreclosure / Delinquency
16.0
Top-Line Metrics
Avg DOM (days)
78.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
8.4%
Bank Score
57.5
Insurance Score
0.0
Listings Discount
40.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 72086 | 28.3 | 17.2 | 0.0 | 40.3 |
| County 05085 | 31.4 | 18.3 | 0.0 | 43.9 |
| AR state avg | 34.8 | 21.7 | 1.5 | 35.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 72046 | 39.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 58 | 18 |
| 72160 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 38 | 22 |
| 72142 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 45 | 19 |
| 72076 | 36.9 | PEAK_OPPORTUNITY | VACANCY | 38 | 20 |
| 72176 | 36.3 | WATCHLIST | VACANCY | 51 | 19 |
| 72007 | 35.5 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 17 |
| 72023 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 18 |
| 72024 | 30.5 | WEAK | VACANCY | 29 | 17 |
| 72072 | 29.1 | WEAK | VACANCY | — | 18 |
| 72083 | 26.0 | WEAK | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/72086
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.