ZIP
72396
AR · County 05037 · pop 12,854 (population)
35.1
Opportunity Index
WATCHLISTNational rank #9367
Why This ZIP
ZIP 72396 ranks #9367 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 72396 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 05037 — ZIP 72396 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 05037 — ZIP 72396 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 05037 — ZIP 72396 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.1 |
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 56.0 |
| Construction Pressure | 24.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9367
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp38.6
Pulse score32.7
Signal Breakdown — 10 Categories
Vacancy
11.1
Auction / REO
—
Construction Pressure
24.0
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
38.1
Bank Institutional
56.0
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
101.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
11.1%
Bank Score
56.0
Insurance Score
0.0
Listings Discount
38.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 72396 | 32.7 | 22.7 | 0.0 | 38.1 |
| County 05037 | 34.2 | 23.3 | 0.0 | 31.2 |
| AR state avg | 34.8 | 21.7 | 1.5 | 35.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 72331 | 47.7 | STRONG_BUY | VACANCY | 59 | 32 |
| 72101 | 40.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 25 |
| 72326 | 39.7 | PEAK_OPPORTUNITY | VACANCY | 56 | 22 |
| 72373 | 35.8 | EARLY_SIGNAL | VACANCY | — | 23 |
| 72324 | 34.9 | EARLY_SIGNAL | VACANCY | — | 23 |
| 72347 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 72346 | 27.1 | WEAK | BANK_INSTITUTIONAL | — | 23 |
| 72387 | 25.6 | WEAK | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/72396
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.