ZIP
72438
AR · County 05093 · pop 2,118 (population)
39.4
Opportunity Index
PEAK_OPPORTUNITYNational rank #2706
Why This ZIP
ZIP 72438 ranks #2706 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 72438 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 05093 — ZIP 72438 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 05093 — ZIP 72438 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 05093 — ZIP 72438 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.8 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 66.3 |
| Construction Pressure | 56.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2706
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp39.7
Pulse score39.2
Signal Breakdown — 10 Categories
Vacancy
10.0
Auction / REO
—
Construction Pressure
56.1
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
44.8
Bank Institutional
66.3
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
77.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
10.0%
Bank Score
66.3
Insurance Score
0.0
Listings Discount
44.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 72438 | 39.2 | 25.5 | 0.0 | 44.8 |
| County 05093 | 39.8 | 26.2 | 0.0 | 40.6 |
| AR state avg | 34.8 | 21.7 | 1.5 | 35.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 72354 | 45.4 | STRONG_BUY | VACANCY | 60 | 26 |
| 72315 | 42.5 | STRONG_BUY | VACANCY | 52 | 25 |
| 72370 | 41.8 | STRONG_BUY | VACANCY | 50 | 25 |
| 72386 | 41.7 | STRONG_BUY | VACANCY | 37 | 29 |
| 72358 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 39 | 25 |
| 72395 | 37.0 | OVERHEATED | VACANCY | — | 25 |
| 72442 | 36.1 | EARLY_SIGNAL | VACANCY | — | 25 |
| 72350 | 35.7 | EARLY_SIGNAL | VACANCY | 35 | 25 |
| 72351 | 34.9 | EARLY_SIGNAL | VACANCY | — | 25 |
| 72330 | 34.9 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/72438
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.